Payment Processing

Accept Payments Anytime, Anywhere

Credit Card Machines

Perfect for your brick-and-mortar or mobile business, our credit card terminals arrive pre-configured, are secure and simple to use. Get one for free!

Counter Top Terminals

Wireless Terminals

Mobile Card Readers

Virtual Terminals

Integrated + Mobile Point-of-Sale

Accept payments using your current system, or upgrade to something new. Options for integrated and mobile/tablet POS are growing each day.

Integrated POS

Mobile POS

Tablet POS

Online + eCommerce Payments

All merchants are provided with a virtual terminal and API access to your processing account. Quickly deploy your eCommerce website or sales team and accept payments today.

Shopping Carts

Virtual Terminal

Recurring Paymetnts

Integrated Payment Pages

Multi + Omni-Channel Payments

Give your customer the options they need to make payments on time face-to-face, by phone, online and via mobile. All with one simple integration.

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Omni Channel Processing

Credit Card Machines

Countertop credit card machine

Countertop Card Machines

If you have a traditional store, this simple solution is perfect for you. Easy installation, tamper-resistant hardware and EMV ready technology will ensure safe, quick payment processing in no time.

Wireless Card Machines

Take your terminal to your customers with a wireless card terminal. Get instant payment response and print the receipt on the spot. Wireless card machines are the perfect payment solution for restaurants, bars or coffee shops.

Wireless credit card machines

Mobile Credit Card Readers

Mobile Card Readers

Plug our hardware into your iPhone or Android device to accept payments while on the go. Charge your customers using EMV ready mobile card readers and get their signature on the face of the phone. This is a great solution for delivery services, pop-up shops, food trucks and on-site services like plumbers and locksmiths.

Virtual Terminals

Get free access to a virtual terminal with your merchant account. Login online to process credit card payments from a terminal in your internet browser using your computer, tablet or smart phone. Review, filter and analyze your revenue using gateway earning reports.

Image of RFM Payment Gateway Report

Integrated + Mobile Point-Of-Sale

Integrated mobile point-of-sale system

Integrated Point-Of-Sale

Speak with a payment specialist today for help finding an integrated solution to fit your specific business. Use your existing system or design a new system to your specific scaling and future needs. Offer all payment options to your customers while keeping accounting and settlement simple and easy to understand.

Mobile Point-Of-Sale

For startup businesses or those on the road, it is usually simpler to use our mobile point-of-sale solutions to accept payments. Accept all major credit cards, get payments in seconds and send receipts by email or as a text.

Mobile Point-of-Sale Machine

Tablet Point-of-Sale Credit Card Machine

Tablet Point-Of-Sale

For the startup, coffee shop or mobile business. Tablet point-of-sale systems are extremely easy to set up, and offer most of the flexibility of an integrated system. Accept all major credit cards, get payments in seconds and send receipts by email or as a text

Online + ECommerce Payments

Shopping Carts

Sell your products, services or licenses online by using an eCommerce shopping cart. Choose from our list of payment gateways for integration with your existing shopping cart, or have our web development team build you a new one.

Collection of ecommerce and website service provider logos

Graphic of scheduled ecommerce payments

Recurring Payments

Set up weekly, bi-weekly or monthly payments. Create membership plans or content licensing agreements and manage your clients with ease.

Integrated Payment Pages

Shopping carts are sometimes too large of a solution for certain website businesses. Use our payment gateway to process payments on our system, while customizing the style of your personal payment page. Your customers experience a seamless experience from your site to our payment gateway.

Graphic depicting personalized payment plan

Payment Gateways

E processing Network



Authorize Net

Multi + Omni-Channel Payments

Accept payments in all the ways your customers are used to paying. Process your payments through a single integration point and provide a more secure experience for your customers, while minimizing your PCI compliance burden. Get clear and customizable reports regardless of how your customers choose to pay.

Face-To-Face Payments

Face to face payments

Accept payments in the traditional way, face to face using your integrated or mobile point-of-sale system.

Phone Payments

Phone Payment

Give your customers the option to pay their invoices by phone and update their client profile just as if they were paying in person.

Online Payments

Online Payment

Send payment requests by email and have your customers pay online, or integrate our payment gateway in your shopping cart.

Mobile Payments

Mobile Payments

Accept payments on the go with your wireless terminal or mobile card reader.

Credit Card Interchange Cost!

Risk Free Merchant is on a mission to help you eliminate the burden of the cost of accepting credit cards! Our Dual Pricing program offsets these costs, by providing a discount for customers who pay in cash. Sign up is easy; display signage in your store, and there's no line item on the receipt.

You don't need to be approved! An addendum is added, your program updated and done. That simple!

*Equipment & monthly fees not included.