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Is it Permissible to Offer Dual Pricing?
Absolutely, across all states! The Durbin Amendment, part of the Dodd-Frank Act, plus card network regulations, support discounts for cash payments:
- Payment networks can't stop merchants from offering cash, check, or card discounts, as long as it's fair and transparent.
- Visa's rules allow merchants to encourage alternative payments to Visa cards by offering cash discounts.
- Mastercard's guidelines state merchants can't charge extra for card use but can discount for cash payments.
- Discover allows point-of-sale discounts for different payment methods without discrimination by issuer or network.
- American Express permits cash payment discounts off regular prices.