Who We Are

About Risk Free Merchant

WE ARE A BOUTIQUE PAYMENT PROCESSOR

Risk Free Merchant believes in a boutique styled approach when working with each of our valued merchants. We are truly committed to providing the highest level of service in order to build long term relationships with our clients.

We have spent numerous years building strong and solid relationships with our partnering banks. At Risk Free Merchant, we do not match our merchants to specific banks, we match our banks to our merchants.

We Will Beat Any Rate

DO YOU THINK YOU'RE GETTING A GOOD DEAL ON YOUR PAYMENT PROCESSING?

Give Us A Call

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Payment Processing

Explore the many options for accepting payments today

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Value Added Services

Promotional services to help your business grow faster

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Security & Compliance

Security is important to you and your clients

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Website Development

Full-stack developers to help you set up your online shop

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Is it Permissible to Offer Dual Pricing?

Absolutely, across all states! The Durbin Amendment, part of the Dodd-Frank Act, plus card network regulations, support discounts for cash payments:

  • Payment networks can't stop merchants from offering cash, check, or card discounts, as long as it's fair and transparent.
  • Visa's rules allow merchants to encourage alternative payments to Visa cards by offering cash discounts.
  • Mastercard's guidelines state merchants can't charge extra for card use but can discount for cash payments.
  • Discover allows point-of-sale discounts for different payment methods without discrimination by issuer or network.
  • American Express permits cash payment discounts off regular prices.