Fill out the Merchant Account Application and get approved in under 5 business days. This solution is a stable, secure way for eCommerce and retail businesses to accept payments for products or services. Since this is a general merchant application, certain fields may not be applicable for domestic solutions. Both "High and Low Risk".
Please fill out as much information as possible and enter "0" in any required field which you cannot fill.
This page and all communications are encrypted and secure. Call (855) 400-7475 to speak with a payment specialist or to submit your application over the phone.
Is it Permissible to Offer Dual Pricing?
Absolutely, across all states! The Durbin Amendment, part of the Dodd-Frank Act, plus card network regulations, support discounts for cash payments:
- Payment networks can't stop merchants from offering cash, check, or card discounts, as long as it's fair and transparent.
- Visa's rules allow merchants to encourage alternative payments to Visa cards by offering cash discounts.
- Mastercard's guidelines state merchants can't charge extra for card use but can discount for cash payments.
- Discover allows point-of-sale discounts for different payment methods without discrimination by issuer or network.
- American Express permits cash payment discounts off regular prices.