Working Capital Loans

Short-Term Financing Application

Fill out this form to apply for a short-term financing loan and have your funds deposited in 2 to 5 business days. Be sure to fill all forms to the best of your ability. The more information you enter, the better chance you have of getting approved at a lower rate.

This page and all communications with Risk Free Merchant are encrypted and secure. Call (855) 400-7475 to speak with a payment specialist or to submit your application over the phone.

Working Capital

Full Merchant Application

These first questions help us better understand your business and your needs.

And next, some legal/ownership questions.

The following questions will give us everything we need to match you with a solution with the best processing rates.

Credit Card Interchange Cost!

Risk Free Merchant is on a mission to help you eliminate the burden of the cost of accepting credit cards! Our Dual Pricing program offsets these costs, by providing a discount for customers who pay in cash. Sign up is easy; display signage in your store, and there's no line item on the receipt.

You don't need to be approved! An addendum is added, your program updated and done. That simple!

*Equipment & monthly fees not included.