Working Capital Loans
Short-Term Financing Application
Fill out this form to apply for a short-term financing loan and have your funds deposited in 2 to 5 business days. Be sure to fill all forms to the best of your ability. The more information you enter, the better chance you have of getting approved at a lower rate.
This page and all communications with Risk Free Merchant are encrypted and secure. Call (855) 400-7475 to speak with a payment specialist or to submit your application over the phone.
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1930 Village Center Circle #3-285
Las Vegas, NV 89134 -
+1 (888) 678-8278
Is it Permissible to Offer Dual Pricing?
Absolutely, across all states! The Durbin Amendment, part of the Dodd-Frank Act, plus card network regulations, support discounts for cash payments:
- Payment networks can't stop merchants from offering cash, check, or card discounts, as long as it's fair and transparent.
- Visa's rules allow merchants to encourage alternative payments to Visa cards by offering cash discounts.
- Mastercard's guidelines state merchants can't charge extra for card use but can discount for cash payments.
- Discover allows point-of-sale discounts for different payment methods without discrimination by issuer or network.
- American Express permits cash payment discounts off regular prices.