E-Check
E-Check is the method of digitizing what would normally be a paper check transaction, allowing the merchant to accept and enter the payment via computer or phone. This process is simple: Notify your customers how their check will be processed, enter the transaction through your telephone or computer, the transaction is then processed through the ACH network, and the funds will clear into your business account within 48 to 72 hours. This is beneficial to most businesses because it allows them to save money on manually processing checks, save time on eliminating deposit trips to the bank, and provides more convenience to the end customer. Risk Free Merchant underwrites all E-Check accounts in-house and can guarantee the approval of your new E-check account to accept payments through this method. Some of the advantages of setting up an E-check account with Risk Free Merchant are:
- Guaranteed approval for your business
- Lowest industry rates on E-check transactions
- Save money by eliminating deposit runs to the bank and inflated NSF fees
- Reduce manual labor required for traditional deposits
- Get notified of NSF’s or Insufficient Funds within 24 hours
- The ability to enter transactions over the phone
- Easily set up recurring payments
- Offer it as a payment alternative to customers to improve cashflow
- Eliminates waiting on a check to arrive in the mail
- Ease of setup
With our ability to guarantee your approval and all of the money saving benefits there is no reason your business should not obtain an E-Check account through Risk Free Merchant. Our experts eliminate the risk and offer first class support your business deserves. Call us today and have your account up and running within 24 hours.

