Check 21 Processing

Risk Free Merchant offers a great payment processing alternative known as Check 21 Processing. Check 21 works differently than Automated Clearing House (ACH) processing based on how it bypasses several of the restrictions involved with the ACH process. This method of processing is especially convenient for merchants who receive several checks to deposit on a daily basis because it eliminates trips to the bank by digitalizing the process. Received checks are run through a high speed scanner that turns the paper transaction into an electronic transaction that will settle in your selected business bank account. Your scanned daily deposits are grouped in a batch and converted into electronic format automatically enabling you to save on the standard banking fees when dealing with NSF’s and returned items. Risk Free Merchant performs in-house approvals on Check 21 accounts as well as training and setup for all future Check 21 clients. We can have your Check 21 processing account set up in 24 to 48 hours. The benefits of obtaining a Check 21 processing account from Risk Free Merchant are:

• Rapid setup time
• 24 to 72 hour settlements
• In-house approval on accounts
• Lowest rate guarantee
• Eliminate deposit runs to the bank
• Reduce your banking fees associated with NSF’s and returned items
• A great payment method to offer
• Advanced reporting capabilities
• Obtain the latest in Check 21 processing equipment
• Electronic transactions run through a secure connection and settle in your business banking account
• Reduce your labor costs associated with processing checks

Our Check 21 experts are standing by to answer all of your questions associated with this processing method.  Call us Risk Free today to get started.