Business Evaluation

Risk Free Merchant is here to provide you with the proper payment processing solution(s) for your business. We understand the multi-faceted and evolving aspects of today’s high risk businesses and know your merchant payment processing solutions are critical aspects affecting your business. Our staff is comprised of a team of experts whose mission is to satisfy the payment processing needs of your business. Risk Free Merchant conducts a thorough business evaluation consisting of a business’s Industry, Financial Statements, Management, Processing History, Needs, and Trajectory prior to signing you up for a payment processing solution or merchant account. We take the necessary amount of time to familiarize ourselves with your business so we can mold a processing solution and service plan around your business. When your business is in a high risk industry your processing solution should be Risk Free. Typically, our evaluation consists of a phone consultation with an industry specialist who will go through the necessary aspects of your business model to determine the most logical, cost effective solution for your business. You can easily initiate the consultation by filling in the contact us form on our home page and a member of our management staff will contact you within 24 hours. Once the consultation is over you will receive the appropriate electronic forms over our secured server for you to fill out and initiate your processing solution. 

Before you contact us we recommend you first perform a business self-evaluation to determine if you have a high risk business and need special attention

• Have you ever been declined while applying for a merchant Account?
• Have you ever experienced more than a 1% chargeback ratio? Or Over 100 Chargebacks?
• Have you or anyone within your industry had a merchant account closed? With or without reason?
• Have you or your business ever been placed on a TMF or MATCH list?
• Do you do any type of Trial offer or recurring billing?
• Does your industry appear on our list of Industries or the list of Industries on www.painlessprocessing.com
• Has any other Merchant Service Provider told you that you need an Offshore or International Merchant account?
• Have your traditional processing rates ever been above 2.5%?
• Do you have poor credit or are you a start up business?

If you answered “YES” to any of the above questions you do possibly fall into the high risk category. Please call us to conduct a thorough evaluation and see what RISK FREE MERCHANT can do for your business.